Archive for Finance

Collection Agencies Have Much Stricter Guidelines To Abide By

Topics: Collection agencies, debt collection services, collection agency calls, Collection agencies for
Collection agencies are necessary in our modern world. There are times when a lender, whether it is a bank, mortgage company or car finance company, may have difficulty collecting on the debts owed to them. Generally, they will attempt to collect the debt themselves; […]

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If You Want Safety, Its A Fix!

Topics: Mortgage, remortgage, payment, protection
Fixed rate mortgages are very straightforward. At the beginning of the mortgage agreement, the agreed interest rate is fixed and it then is applied throughout the term, or length, of the mortgage. A large proportion of fixed rate mortgages are arranged for a term of two or three years, although its […]

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Building Society Optimism For The Future Of The UK Housing Market

Topics: Mortgage, remortgage, payment, protection
There has long been an opinion amongst those with money to invest that property buying is often the best bet in the short term and definitely the route to follow for good long term returns. Recent years have done nothing to dispel the belief, and those who followed that route have […]

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Genetic Testing An Insurance Timebomb

Topics: life, insurance, cheap, cover
Insurance policies may not be effected for the time being by the controversial subject of genetic testing following the Association of British Insurers recommendation that customers should not be asked by insurance companies for the results of genetic tests for the next five years.
Like many of ABI s edicts, such […]

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Critical Illness Premiums Rise As More Patients Survive

Topics: Critical, illness, life, insurance
Premiums for Critical Illness Cover (CIC) are escalating due to the rising number of claims and concern about medical advances in the future. Once diagnosed with a life threatening illness, CIC pays you a tax free lump sum, which will support you financially if you are off work due to illness.
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Doctor Has Bad News; Insurer Even Worse

Topics: life, insurance, cheap, cover
Hearing that you have cancer is devastating news. At some stage in our lives, one in three of us will suffer from the disease. It is not surprising that BUPA found that of all diseases, cancer gives Britons the greatest concern.
At this difficult time you would expect an immediate pay out […]

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Some Illnesses Are More Critical Than Others

Topics: life insurance, cheap cover, critical illness
Your mortgage lender may offer you several financial products including critical illness cover. However, as they are not specialists in this field, you will probably find a better deal elsewhere.
The level of cover on offer is just as important as the premium when looking for critical illness cover. The […]

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Seeking Immediate Protection Is Critical

Topics: life insurance, cheap cover, critical illness
Ask yourself this question Could you afford to pay your monthly financial commitments if illness prevented you from working? The vast majority of us would say No. So surely we need to consider insuring ourselves against the worst happening. A typical critical illness policy would pay out a tax […]

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Genetic Testing To Be Introduced For Health Insurance

Topics: life, insurance, cheap, cover
Insurance companies are now allowed to consider the results of genetic test when underwriting policies. DNA samples will be permitted only in cases where the policyholder may have inherited the degenerative Huntingtons disease.
The decision of the expert advisory body reporting to the Government on genetics and insurance will open the door […]

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A Step Up The Ladder?

Topics: Mortgage, remortgage, payment, protection
If youre getting restless and feel that its time for a change of scene, dont automatically think of a move. If you need a bigger house for family reasons, or its necessary in order to take up new employment, then thats a different matter and it may well be that you […]

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