Archive for Finance

Does It Pay To Overpay?

Topics: Mortgage, remortgage, payment, protection
When the Bank of England base rate is low, your mortgage may be cheaper than you would expected when you took the loan out. Lots of people (around 4 out of 10 mortgagees are now using trackers), have this type of loan, tracking the Bank of England’s base rate, plus just […]

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The Insurance World Banks On Pick N Mix

Topics: life insurance, cheap cover, critical illness
Protection menus which offer customers opportunity to pick n mix health and life cover in a single comprehensive policy have been around for over two decades. Unfortunately the original versions did not prove to be very attractive to customers although the concept was right. Direct debit, a single set […]

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Low On Health Cover, Big On Small Print

Topics: life, insurance, health, cover
Nothing is more harrowing in life than to be diagnosed with a critical or chronic illness. Matters are made ten times worse when your insurer informs you that they wont pay up on your critical illness policy or private medical insurance for the HIV or cancer you are suffering from.
You are […]

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Is It Right For Me?

Topics: Mortgage, remortgage, payment, protection
There are times when everyone seems to be talking about re-mortgaging. Everyone thinks its the thing to do and cant imagine why you have’nt done anything about it. Its a bit like the kids that tell you that everyone stays up until 11 o-clock at night. Which you take with […]

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Five Reasons To Consider Remortgaging

Topics: Mortgage, remortgage, payment, protection
To begin with, just a few words of caution. Please be aware that, although remortgaging can save you money, it does cost money to change lenders. Your existing lender may demand an exit fee and possibly an early repayment charge. You will probably also have to pay an arrangement fee to […]

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Offset Mortgage, What Is That?

Topics: Mortgage, remortgage, payment, protection
What would you think of a mortgage which is part of your current account and could, in part, be paid by the interest on your savings? It has certainly aroused lots of attention and the number of these mortgages has multiplied something like twenty times over a seven year period.
Offset […]

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Tips When Seeking Help From A Collection Agency

Topics: debt collection services, a collection agency, collection agency, collection agencies for
If a creditor or lender is not able to get one of their customers to pay or make satisfactory arrangements on a defaulted loan, then they may require the assistance of a debt collection services company. This type of company is called a collection […]

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Mis-Selling Of Life Cover And Payment Protection Policies

Topics: life insurance, cheap cover, critical illness
The mis-selling of life insurance policies by a significant number of mortgage lenders has to be addressed by the Government. Action has been taken by the DTI, who have nearly completed their investigation into the tie in of home insurance with mortgages. An announcement barring the practice is expected […]

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How Should The Government Stimulate The Economy

Topics: economy, tax relief, government, bailout, banks
This is a tough question and I will be the first to admit I am not a economic expert, maybe just maybe the non experts like myself need to be heard and listened to. So far the governments around the world have given billion even trillions of dollars to […]

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Debt Elimination Tips On Eliminating Debt

Topics: Eliminate debt, Debt management, Get out of debt, Debt reduction, Debt elimination, Debt snowball
More and more Americans are feeling the weight of debt these days, especially with the current difficulties in our economy. Consumer debt is nothing new, but its suffocating effects are pushing more people to the brink of bankruptcy than ever before. […]

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