123 Debt Elimination

Keywords: Inflation, Alan Greenspan, Investment, Gross Domestic Product
In The Age of Turbulence, Alan Greenspan outlines his vision for the world, and particularly the United States, between now and 2030.
He chose 2030 because that’s when the last of the baby boomers reach age 65 - retirement. And the impact the […]

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Keywords: asset allocation financial key success, money, captial, unit trusts
Everyone wants to have more money. Moreover, people want to achieve that state of financial freedom that describes a level of success that could be described as “financial independence.” Some say that the wealthiest 5% of individuals have more than the 95% put together between them […]

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Keywords: save money, impulse spending, stop impulse spending, debt, get out of debt, debt relief
This is just a small example of impulse spending. It can get way out of hand with much larger purchases.
Answer these questions truthfully:
1.) Does your spouse or partner complain that you spend too much money?
2.) Are you surprised […]

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Keywords: Investing, housing, homeowner, housing market, fiscal deficit
The question on every investor’s mind is: are we experiencing a mid-expansion slowdown or are we on the cusp of a recession? Even a recession would be just a bump in the road when compared to the damage to the economy, and […]

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Keywords: life insurance, whole life insurance
Whole life insurance, also known as cash value insurance is a basic and consistent type of permanent life insurance which remains in effect your entire life at a level premium. This life insurance is a good choice for you if you do not expect your life insurance needs to […]

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Keywords: monthly mortgage payment, loan payments, austin real estate
When you decide to buy a home, getting the best possible loan is important. It can save you thousands of dollars. How you can keep your monthly mortgage payments down? These are the different components of the loan that can affect your […]

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Keywords: retirement, financial planning, ira, retirement account, 401(k)
It is sad that many Americans are not financially able to retire when they want to. Most of those who can afford retirement have to do so with a cut in their spending habits.
Whether or not your parents took the time to teach you […]

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Keywords: 457 plan, retirement, retirement planning
What is a 457 plan? A 457 plan is a type of defined contribution plan, for which employees of state and federal governments, agencies, and tax exempt organizations. Contributions made to the plan with pre-tax money, earnings, and contributions are tax deferred while under the plan, and contributions […]

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Keywords: TSP, thrift savings plan
Are TSP plan participants allowed to select their own stocks? With a TSP plan, participants are not permitted to pick their own individual stocks, instead, they choose investment allocations from up to five different agency approved plans. These include U.S. treasury bonds, fixed income assets, international stocks, common stocks, […]

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Keywords: fund, retirement, budget, support, money, financial future,
If someone were to ask you questions about how you were going to fund your retirement, really fund your life after your regular working pay check stops, how would you answer?
Do you have a budget that you stick too? Do you save […]

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